The operating account for
cross-border commodity settlement
Producers and suppliers in emerging markets want stablecoins. Traders in global hubs hold fiat. Nxos connects both sides with instant on/off-ramps between major currencies and USDT/USDC.
USD
HKD
EUR
USDC
USDTBuilt for physical commodity trade
Gold, silver, platinum. The highest stablecoin adoption of any commodity sector. Hub-to-source settlement is already majority USDT in key markets.
Iron ore, coking coal, manganese, ferroalloys. High-volume dry-bulk flows where exporters increasingly settle through stablecoins on weak-currency corridors.
Neodymium, dysprosium, and the critical minerals behind magnets, EVs, and defence. Supply concentrates in emerging markets where dollar banking is thin, pushing settlement onto stablecoin rails.
Oil and gas trading, particularly in corridors where correspondent banking is slow or restricted. Growing adoption in Middle East and African export flows.
Stablecoins are replacing USD banking in emerging markets
A dollar in an emerging market bank carries opaque credit risk and restricted mobility. A dollar in USDT or USDC has verifiable reserves and moves freely across borders. Producers and raw material suppliers have noticed.
From precious metals to oil and gas, suppliers across Africa, South America, and Asia increasingly prefer receiving stablecoins over local currency or correspondent bank wires.
of the Hong Kong bullion market now settles in USDT, up from zero five years ago.
in annual global physical commodities trade. The long tail of SME traders is moving on-chain.
Why settlement is moving on-chain
The case for stablecoin settlement is practical rather than ideological. Cross-border dollar payments that once ran through days of correspondent banking now settle in minutes, at lower cost and with fewer intermediaries holding the funds along the way.
Speed and finality
Correspondent banking moves cross-border dollars over days and several intermediary banks, whereas a stablecoin transfer settles in minutes with on-chain finality. Across a supply chain where goods change hands repeatedly, settling instantly at each handoff keeps payment in step with the goods.
Lower settlement cost
Each hop in a correspondent chain layers a fee, from the sending bank through intermediaries to the receiving bank, on top of the FX spread. Settling on stablecoin rails compresses that stack into a single, predictable cost.
Dollars without dollar banking
A producer in a weak-currency country wants to hold value in dollars, but a local USD account carries opaque counterparty risk and restricted mobility. A dollar in USDT or USDC has verifiable reserves and moves freely, protecting the balance sheet from local currency and banking fragility.
The infrastructure hasn't caught up
Fragmented workflow
Traders juggle bank accounts, OTC desks, and crypto exchanges to get stablecoins to their suppliers. Each step is a separate provider, a separate account, a separate reconciliation.
No integrated solution
Crypto exchanges handle trading, not business operations. Consumer neobanks handle spending, not high-value trade settlement. Neither serves commodity traders.
Scale barrier
Large firms hire specialists to pipe together their crypto operations. Mid-tier traders doing $1-10M weekly see the same opportunity but have no integrated way in.
Where Nxos sits in the value chain
Physical commodities flow from source to market. At every handoff, someone needs to convert between fiat and stablecoins. That's where we operate.
Receives USD from downstream buyers. Converts to USDT/USDC via Nxos to pay the producer.
Refineries often trade directly. They receive USDT from wholesalers and offramp to USD or AED for operational costs.
Buys in USDT, sells in USD, or the other way around. Full settlement flexibility across currencies.
One account for fiat and stablecoins
On/off-ramp
Convert between USD, AED, SGD, HKD, EUR and USDT/USDC. Instant stablecoin settlement across Solana, Ethereum, Base, Arbitrum, and BSC.
Multi-currency accounts
Hold and manage fiat and stablecoins in one place. Named USD SWIFT sub-accounts, local currency rails, and stablecoin wallets under a single dashboard.
Treasury
Earn yield on idle stablecoin balances through tokenised treasuries and yield-bearing assets. Capital stays productive between trades.
API access
Full API for automated on/off-ramping, balance queries, and settlement triggers. Integrate directly into existing trade operations and accounting.
Start settling in stablecoins.
If you're a commodity trader converting between fiat and stablecoins for cross-border settlement, we built this for you.