The Nxos
fiat + stablecoin operating account
What Nxos Is
Nxos is a regulated operating account that spans fiat and crypto. USD banking via SWIFT/wire, stablecoin wallets (USDC, USDT), BTC, and compliant on/off-ramp conversion, in one place. Accounts, balances, and settlement across both rail types from a single dashboard and API. No separate bank, no OTC desk, no exchange.
USD
EUR
HKD
USDC
USDT
BTCThe Problem
Businesses with both fiat and crypto exposure run two parallel financial stacks. Bank accounts at one provider, crypto wallets at another, OTC desks in between. Each conversion is a separate compliance event with its own settlement window. Banks restrict or reject crypto-adjacent businesses entirely. Crypto platforms don't connect to SWIFT. Treasury reconciliation happens in spreadsheets.
Who This Is For
Crypto Funds
VC and hedge funds taking LP capital in fiat, deploying in stablecoins, or the reverse. Capital calls and distributions cross the fiat-crypto boundary on every cycle.
RWA Funds
LP subscriptions in stables, asset acquisition in fiat. USD yields and dividends partially on-ramped back to crypto LPs.
Digital Private Credit
Crypto-denominated LP capital, fiat-denominated lending. Interest and principal repayments flow back on-chain.
Crypto-Adjacent Companies
Web3 infrastructure, security providers, software companies servicing crypto. Revenue in stables, expenses in fiat: payroll, suppliers, SaaS, legal.
What's Included
USD + Crypto Accounts
USD via SWIFT/wire. USDC, USDT, and BTC across Ethereum, Solana, Base, Arbitrum, and BSC.
On/Off-Ramp
In-account conversion between fiat and crypto. No external OTC desk or exchange required.
Compliance
KYB/KYC, transaction monitoring, travel rule. Regulated MSB (FINTRAC, Canada). Full audit trail.
API
Programmatic account access. Balances, conversions, and settlement triggers via REST API.