One regulated account for
fiat and stablecoin operations
USD banking, stablecoin wallets, and compliant on/off-ramps in a single operating account. SWIFT and on-chain settlement from the same interface.
USD
EUR
HKD
USDC
USDT
BTCTwo financial systems.
Zero integration.
Banks restrict or reject crypto-adjacent businesses. Crypto platforms don't connect to SWIFT. The standard workaround is parallel infrastructure: separate bank accounts, OTC desks, and exchange wallets, reconciled manually.
Nxos is a single regulated account across both rail types. Fiat and stablecoin balances, conversion, and settlement in one place.
operational blocker for crypto-adjacent businesses: banking access.
the overhead of running separate fiat and crypto financial stacks.
Existing infrastructure doesn't span both worlds
Banking access
Most banks classify crypto-adjacent businesses as high-risk. Onboarding takes months when it happens at all. Services are restricted, monitoring is heavy, re-KYC is constant.
Fragmented stacks
Fiat accounts at one provider, crypto wallets at another, OTC desk in between. Each conversion is a separate compliance event with its own settlement window.
No unified view
Treasury sits across multiple platforms with no integrated reporting. Bank statements and on-chain transactions are reconciled manually, often in spreadsheets.
Businesses with both fiat and crypto exposure
Crypto Funds
VC and hedge funds that take LP capital in fiat and deploy in stablecoins, or the reverse. Capital calls and distributions cross the fiat-crypto boundary on every cycle.
RWA Funds
LP subscriptions in stables, asset acquisition in fiat. USD yields and dividends partially on-ramped back to crypto LPs. The fund operates across both rail types continuously.
Digital Private Credit
Crypto-denominated LP capital, fiat-denominated lending. Interest and principal repayments flow back on-chain. Both legs require compliant conversion.
Crypto-Adjacent Companies
Web3 infrastructure, security providers, software companies servicing crypto. Revenue in stables, expenses in fiat: payroll, suppliers, SaaS, legal.
Fund, convert, settle, manage
Fund
Inbound via SWIFT, wire, or on-chain stablecoin transfer.
Convert
USD to USDC/USDT and back. Competitive rates, no third-party OTC desk.
Settle
Outbound via SWIFT to bank accounts or on-chain to wallets.
Manage
Unified treasury view across fiat and crypto. Full API access.
What's included
USD + Stablecoin Accounts
USD via SWIFT/wire. USDC, USDT, BTC, and ETH across Ethereum, Solana, Base, Arbitrum, and BSC. Single dashboard.
On/Off-Ramp
In-account conversion between fiat and stablecoins. No external OTC desk or exchange required.
Compliance
KYB/KYC, transaction monitoring, travel rule. Regulated infrastructure with full audit trail.
API
Programmatic account access. Balances, conversions, and settlement triggers via REST API.
Fiat and crypto. One account.
Regulated operating account for businesses across both rail types. See the full platform overview.